It can be a slippery slope between using credit for convenience and paying with plastic out of habit, but the difference is worth a lot to your bank account.
Over-spending on a credit card almost always leads to a bigger balance and higher interest charges that increase the risk of serious card debt. Read the rest of this entry »
Bankmecu may be one of the smaller credit card issuers, but their two credit cards offer competitive value not always found with mainstream options.
As “Australia’s first customer owned bank”, there is a wide range of financial products offered under the Bankmecu name, as well as those from credit unions that make up a wider network. Read the rest of this entry »
No annual fee cards are gaining popularity as people try to cut down on credit card costs but they may not always be the answer to more affordable plastic.
Annual fees currently range from $30 up to $800, with the average card carrying one around $130. Read the rest of this entry »
Having a credit card is one thing, but the premium options out there can take paying with plastic to a whole new level.
The first premium credit cards were designed to reward big spenders with complimentary extras and other benefits. As a result, they typically required a better credit history and higher income level. Read the rest of this entry »
Credit cards that offer 0% interest during the introductory period are one of the most popular options for people looking to cut down on credit costs .
Whether these offers are exclusive to balance transfers or applied to purchases, not paying interest makes credit both convenient and cost-effective. Read the rest of this entry »
